Budget Basics Work Sheet

Budget Basics Work Sheet

The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.
 
Income
 
Take Home Pay/All family members
 
Child Support/Alimony
 
Pension/Social Security
 
Disability/Other Insurance
 
Interest/Dividends
 
Other
 
Total Income
 
 
Expenses
 
Rent/Mortgage
 
Life Insurance
 
Health/Disability Insurance
 
Vehicle Insurance
 
Homeowners or Other Insurance
 
Car Payments
 
Other Loan Payments
 
Savings/Pension Contribution
 
Utilities
 
Credit Card Payments
 
Car Upkeep
 
Clothing
 
Personal Care Products
 
Groceries
 
Food prepared outside the home
 
Medical/Dental/Prescriptions
 
Household Goods
 
Recreation/Entertainment
 
Child Care
 
Education
 
Charitable Donations
 
Miscellaneous
 
Total Expenses=
 
Remaining Income After Expenses=
 

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