The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.
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Income
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Take Home Pay/All family members
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Child Support/Alimony
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Pension/Social Security
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Disability/Other Insurance
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Interest/Dividends
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Other
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Total Income
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Expenses
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|---|---|
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Rent/Mortgage
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Life Insurance
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Health/Disability Insurance
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Vehicle Insurance
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Homeowners or Other Insurance
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Car Payments
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Other Loan Payments
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Savings/Pension Contribution
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Utilities
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Credit Card Payments
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Car Upkeep
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Clothing
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Personal Care Products
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Groceries
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Food prepared outside the home
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Medical/Dental/Prescriptions
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Household Goods
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Recreation/Entertainment
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Child Care
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Education
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Charitable Donations
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Miscellaneous
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Total Expenses=
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Remaining Income After Expenses=
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